On Monday May 11th, the Delaware Department of Labor will launch a new unemployment insurance benefits system that will process claims for independent contractors, self-employed individuals, and others.
Self employed persons and independent contractors must apply through the current Delaware unemployment system at http://ui.delawareworks.com  and  be denied before applying under the new process that begins Monday, May 11th.   
Details about the new benefits and the process that begins on Monday can be found at https://news.delaware.gov/2020/05/04/new-system-to-support-applications-for-pandemic-unemployment-announced/
If you would like to be notified when the application for benefits is available for self-employed individuals and independent contractors in Delaware, text uifacts to 555888.

Please click on the image

on the right to download

a membership application for the DSOA.

----------------------------------------------------------------

DOL Releases Guidance for Independent Contractors and Self-employed Seeking Unemployment Through the CARES Act
[WILMINGTON, DE] THURSDAY APRIL 16, 2020 – The Coronavirus Aid, Relief, and Economic Security (CARES) Act recently passed by the United States Congress and signed into law on March 27th provides unemployment assistance to independent contractors and those self-employed who have been affected by the Coronavirus.
Most state’s unemployment systems determine eligibility and process payments for workers whose wages are reported by their employers and verified through the Division of Unemployment Insurance (DUI). In order to begin processing claims for this new category of eligible individuals and prevent fraud, abuse and identity theft, the Federal US Department of Labor requires that states design new systems to pay benefits to independent contractors/self-employed and ensure the validity of their claims.
Delaware Department of Labor (DOL) is currently working with a vendor to design and test new technologies that will integrate with our existing benefits claims system. This technology will allow the Division of Unemployment Insurance (DUI) to verify earnings reported to the IRS and determine the eligibility of independent contractors and the self-employed to apply for benefits under the (CARES) Act.
We anticipate that these workers will be able to apply through this new system within 3-6 weeks. We will provide more details regarding implementation and how to apply on our website next week.
“The hardship that the coronavirus pandemic has placed on Delaware workers is unprecedented. These workers will receive the much-needed assistance provided to them under the CARES Act. We are working around the clock to make that happen; Hopefully, ahead of schedule” said Cerron Cade, Secretary of the Delaware Department of Labor.
Once the system is ready to receive applications from those who are self-employed or are independent contractors, DOL will require specific documentation available at the time you submit your application online. The documents you will need are as follows:
Driver license or State issued Identification
Your last year’s income tax statement or quarterly earnings statement
State of Delaware Business License number
Current bank account number and routing number
To date, DOL has processed and paid 70% of initial claims for benefits submitted to their offices since March 1st and is currently paying more than $30 million in benefits to affected workers each week. The agency has received more than 60,000 claims in 4 weeks; nearly double the total number of claims received in 2019.
To view our most updated frequently asked questions (FAQ’s) regarding unemployment insurance, and to be notified when the application for benefits is available for self-employed individuals and independent contractors in Delaware, text uifacts to 555888.
Additional resources are available on our websites at dol.delaware.gov or ui.delawareworks.com. You can also call our offices at 302-761-8446. Call hold time is longer than usual. For a quicker response please email uiclaims@delaware.gov. Include your full name, including middle initial, contact information and claim number. To process an initial claim for unemployment benefits please visit ui.delawareworks.com

Murphy's Race/Sports Book & Grill located

at Harrington Raceway and is open 7 days a Week

for Harness & Thoroughbred Simulcasting Action.
           Monday - Friday   11 AM to 12 AM
     Saturday & Sunday   10 AM to 12 AM



----------------------------------------------------------------

GREAT NEWS! HARNESS RACING TO START BACK ON MONDAY, JUNE 15!

SEE LETTER BELOW.

CONTINUE TO CHECK BACK ON OUR WEBSITE FOR MORE INFORMATION....

The Dover Downs Race & Sports Book

is open 7 Days a week for

Harness & Thoroughbred Simulcasting Action.

  Sunday - Thursday 11 AM to 11 PM
   Friday & Saturday 11 AM to 1 AM

----------------------------------------------------------------

YOU MAY BE ELIGIBLE FOR A "HELP" LOAN. PLEASE SEE LETTER BELOW FOR DETAILS!

----------------------------------------------------------------

Delaware Department of Labor is working to allow “independent contractors” and “self-employed” people eligible for unemployment.

Please see the important information below.....

SIMULCASTING AT OUR DELAWARE HARNESS TRACKS

In the video below DSOA Executive Director Sal DiMario discusses COVID-19 concerning

our racing community and what the DSOA is doing to help its horsemen and women.

There are currently two types of loans available: Economic Injury Disaster Loans (EIDL) and Paycheck Protection Loans (PPP). You can apply for both loans, but you can’t use funds from each loan for the same expenses such as payroll, rent, insurance, etc.
Here are 10 things you need to know about the loan programs:
1. If you are a business with under 500 employees, you are considered a small business (with some exceptions) and can qualify for the loans. Nonprofits and veterans’ organizations also qualify. All 50 states have been declared disaster areas and, therefore, no matter where your company is based, you may apply.
2. The EIDL loans offer up to $2 million for working capital needs such as fixed debt and payroll. The interest rate is 3.75% for businesses and 2.75% for nonprofits with a 30-year term possible. There is an automatic one-year deferment on repayment so the first payment is not due for a full year, although interest begins to accrue at time of disbursement.
3. If you apply for an EIDL loan, you can request a $10,000 grant for working capital. The SBA claims you will receive this grant within three days of the application filing, whether or not you ultimately qualify for a loan. Again, it is a grant that does not have to be repaid.
4. The PPP loans provide up to $10 million over 10 years at 4% interest. You can calculate how much you are eligible for by multiplying your 2019 average payroll costs for all employees earning under $100,000 by 2.5. This includes salary, health insurance, and paid sick leave.
5. Eight (8) weeks of the PPP loan amount will be considered a grant and forgiven.
6. The SBA is waiving the previous requirement for having additional credit options, and the need to apply for additional credit and failing to secure it prior to applying for these loans—the “Credit Elsewhere Test.” They will also be lenient if you have a poor credit score and are looking more at future lost revenue than ability to repay.
7. The SBA is waiving the requirement to secure the loan with real estate or a personal guaranty, and review of personal financial statements.
8. Independent contractors, self-employed, and sole proprietors do qualify for these loans.
9. The SBA is authorizing banks and other commercial lenders currently authorized to make SBA loans to originate and administer these new loans. They are actively seeking new institutions to do so in order to meet increased demand.
10. Apply at www.sba.gov/funding-programs/disaster-assistance.

----------------------------------------------------------------

----------------------------------------------------------------

Delaware harness racing community:

Please take a look at the following information. It may be useful to you during this time

while we are not racing due to the Covid-19 pandemic:

The Delaware Standardbred Owners Association (DSOA) is a non-profit organization that helps protect & promote harness racing in the First State! The DSOA works with management at local racetracks to make sure the needs of the horsemen and horsewomen are met.

The group also lobbies for the best legislation, that will benefit our great Standardbred industry.

Check out the  DSOA's YouTube Channel

featuring the award-winning

Post Time Show with Heather Vitale!
Click on the picture of Heather below

to watch lots of great features

starring your favorite Delmarva horses and horse people.  Subscribe to the YouTube channel and you'll be updated

when new videos are posted.